Business Loans Simplified.

Buy or Refinance. Rates start as low as 4.65%.

APPLY NOW
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Fixed Rates

4.65% – 5.5%*

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Loan Amount

$1 – $10 million*

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Payment Term

25 Years

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Speed

Funding in 30 Days

What is a Business Loan?

Business Loans provide below-market fixed-rate financing for real estate, buildings and machinery.

 

There are three partners in a Business Loan—the borrower, a bank or other regulated lender, and a CDC.

10

Downpayment

50

1st Mortgage

Rates Start at 4.63%.

40%

CDC 2nd Mortgage

20 Year Fixed Starting at 4.56%.

What Are The Advantages?

Fixed rate financing, no balloon payments and perfect for all types of real estate projects.

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Low Downpayment. Just 10% Down.

Put as little as 10% down. We offer flexible debt-to-income limits. Most loans require 80% to 85% Loan to Value.

Optimal Titan Group Loans: Flexible Loan For Every Use Imaginable.
Build An Asset, Save on Rent.

Our business loans make it easy to buy office space, retail space, factories and buildings. Save money on rent, earn tax deductions and build your business net worth.

Optimal Titan Group Loans: Flexible Loan For Every Use Imaginable.
Large Loans. Low Interest.

Easily qualify for as much as $12 million. Our interest rates are the lowest in the industry and start at just 4.68%.

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Buy or Refinance.

The commercial real estate product is perfect for companies looking to buy or refinance higher interest commercial property loans. No online lender can beat our commercial loan terms.

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100% Online. Funding In 30 Days.

We are the only online simplified loan platform. Funding in as fast as 30 days. You work with one of our dedicated loan consultants until you are successfully funded.

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One Application. Multiple Lenders.

You only have to complete one simple application — your information is then automatically sent to all relevant lenders. No repetitive applications.

What Are The Loan Requirements?

Designed specifically to help small businesses purchase real estate, complete construction and buy equipment,

For-profit, non-publicly traded businesses

3 Years of Business History

Tangible business net worth (including affiliates) not to exceed $15 million

Average net income of the business below $5 million

1.25:1 Business Cash Flow to Debt Ratio

Three Years of Personal & Corporate Taxes

Must occupy at least 51% of commercial property

Minimum Credit Score of 680

No Bankruptcies or Foreclosures

No Open Tax Liens

Personal Guarantee Required