Our Loan Marketplace Makes
10-year payment terms
No pre-payment penalties
Affordable monthly payments
*Our rates start at just 5.25%. Most loans are funded in as little as 1 week.
What is a Loan?
A Guaranteed loan is the perfect product to assist starting or expanding businesses. Your business can benefit from a Loan if you are seeking help to expand, purchase equipment, or refinance an existing debt at the lowest available rates.
Interest Rates
5.25% – 8.25%*
Loan Amount
$50,000 – $5 million*
Loan Terms
10 – 25 Years
Speed
Funding in 21 Days
Where can I apply for a Loan?
In the past, your only option to apply for a Loan is to walk into a local bank. Now, you can easily apply online and allow Optimal Titan Group Loans to find the perfect loan lender for you. Our proprietary technology let’s us pre-qualify borrowers within 2 minutes without impacting your credit score.
Through our technology we are able to automatically collect and package a comprehensive loan application as per the requirements. As a marketplace, we connect our applicants to the lenders that have the highest chance or interest in funding their loan.
What are the requirements to apply for a Loan?
We work with businesses of all sizes in hundreds of industries. Here are our minimum qualifications:
What documents will I need to apply?
Loan applications typically require a lot of time and energy. But we know that time is very valuable for business owners like you. That’s why we only request documents that will help you in your application. We will not let you waste time in gathering unnecessary documents. To help you prepare, here is a list of documents that are commonly required in a Loan application:
Why apply for a Loan via Optimal Titan Group Loans?
Optimal Titan Group Loans is the nation’s first and only non-commissioned business lender. We make small business loans easier, faster, and affordable for growing businesses such as yours. We guarantee the best rates, low monthly payments, no prepayment penalties, and no upfront fees. Our commitment is to help you achieve your business goals. When you succeed, we succeed.
How much does a Loan really cost?
Our service is completely success based. We charge fees when you successfully get funded from one of our lenders, totaling only 2-4% of your funding amount. There will be a 2.25%-3.5% guarantee fee paid depending on the loan amount and the term length. The interest for your loan typically ranges from 5.25% – 7.5% with amounts ranging from $30,000 to up to $5 million.
What can I use my loan for?
You can use your loan for a variety of purposes.
Convert high-interest debt into one monthly payment at a fixed rate you can afford, with no early repayment penalties.
Invest in new equipment and fulfill every order through bulk inventory purchases.
Grow your business by spending more on marketing, getting a new website, expanding to new markets and launching new products.
Take your business to the next level by expanding your team.
"Great people, great service"
I really needed this loan to fund my small business . This loan is the way to go . Great people great service .
"Great service!"
Sean with Optimal Titan Group Loans is a great person to work with. He was able to help us with a working capital loan to help us grow our business. My only wish is that we had learned of him sooner!
"Thanks Optimal Titan Group Loans!"
Optimal Titan Group Loans helped Shredded Tacos expand to our second location. Thanks Sean.
"Thank you Optimal Titan Group Loans!"
I got funded for $962,000 to expand my fleet. The online application and streamlined application made everything a breeze!
"Got a loan for my second location!"
Thank you Optimal Titan Group Loans for helping with the loan! I now have enough capital to open up my second location!
"Highly recommended!"
Excellent and reliable service with personal attention. Efficient and straight forward process, We recommend, especially for small business that traditional banks are usually not willing to help.
