We Help Businesses Get
Real Estate and Capital Loans

A Capital Loan Is The Best Way To Fund Your Business.
Rates Start at 7.25% APR. Get $50,000 to $5M In 21 Days Or Less.

Apply Now!

Our Loan Marketplace Makes Lenders Compete for Your Business

Rates Start At 5.25%. Loans Up To $5 Million. No Collateral. Streamlined Online Application.

Hire Employees, Refinance High-Interest Debt Or Buy Real Estate.

Our loans offer low interest, long terms and no restrictions.

Interest rates start at just 6%. Working capital and real estate loans up to $5 million.

Optimal Titan Group Loans: Flexible Loan For Every Use Imaginable.
Rates From 6%

Borrow from $50,000-$5M at rates that start at 6% APR. No other online lender can beat our loan rates or terms guaranteed.

Optimal Titan Group Loans: Flexible Loan For Every Use Imaginable.
Working Capital or Real Estate

Our loan products are perfect for all of your business needs whether its working capital, purchasing equipment or buying office space.

Optimal Titan Group Loans: Flexible Loan For Every Use Imaginable.
More Loans, More Business

Qualify for more financing with flexible debt-to-income limits. We fund loan up to $5 million.

Optimal Titan Group Loans: Flexible Loan For Every Use Imaginable.
One Application, 33+ Lenders

We understand the underwriting criteria and lending preferences of each bank. When lenders compete for your business, you win, save time and get better rates.

Optimal Titan Group Loans: Flexible Loan For Every Use Imaginable.
Fast, Simple & Secure

Our application is 100% online, safe and secure. Your information is completely secure and encrypted. Our average borrower saves 34 hours on paperwork.

Optimal Titan Group Loans: Flexible Loan For Every Use Imaginable.
Fast Financing, 24/7 Support

We’ll help you close quickly. Getting pre-qualified takes just 2 minutes and most loans fund in just 7 days. Need help? Our consultants are available 24/7 on chat, email or phone.

Express Loan

$50,000 to $150,00

Our Express product is the perfect loan for businesses with annual sales below $300,000. The product allows a fast turnaround and streamlined process that takes less than 7 days.

 

Our Express loans can be used for:

Short or long-term working capital, including seasonal financing

Operational expenses, accounts payable and/or inventory

Inventory and receivables, under special conditions

Purchase equipment, machinery, furniture, fixtures, or materials

Acquisition, operation or expansion of an existing business

Apply Now!

Working Capital

$150,000 to $5 million

Our Working Capital Loan product is the perfect for medium and larger businesses looking to grow, purchase equipment, and refinance existing debt.

 

Our working capital loans can be used for:

Short term working capital

Operational expenses, accounts payable and/or inventory

Inventory and receivables, under special conditions

Purchase equipment, machinery, furniture, fixtures, or materials

Operation or expansion of an existing business

Apply Now!

Commercial Real Estate

$150,000 to $5 million

With 25-year terms and interest rates ranging from 5.25% to 6.50%, our commercial loan is perfect for buying office, retail or warehouse space.

 

Our real estate loans can be used to:

 

Purchase real estate, including land and buildings

Construct a new building or renovate an existing building

Refinance commercial real estate debt

Finance leasehold and building improvements

Apply Now!

The Average Borrower Saves 34 Hours, Increases Funding Success by 350%.

Instantly receive multiple funding options for your business. Funding in four easy steps:

  1. Prequalify without Impacting Your Credit
    • Fill out our application and, in just a few minutes, we can provide an online pre-qualification.
  2. Provide Business and Financial Information
    • Tell us more about your business. Submit financial statements and tell us how loan proceeds will be distributed. Our team will guide you every step of the way.
  3. Verification and Packaging
    • We will review your financials, confirm chances of funding, package the application and distribute it to multiple lenders. Our team will use competing offers to maximize loan amount and deliver the lowest rates.
  4. Funding
    • After final approval, funds will be delivered to your account in as little as 7 days.

Prequalify without Impacting Your Credit

Fill out our application and, in just a few minutes, we can provide an online pre-qualification.

Provide Business and Financial Information

Tell us more about your business. Submit financial statements and tell us how loan proceeds will be distributed. Our team will guide you every step of the way.

Verification and Packaging

We will review your financials, confirm chances of funding, package the application and distribute it to multiple lenders. Our team will use competing offers to maximize loan amount and deliver the lowest rates.

Funding

After final approval, funds will be delivered to your account in as little as 7 days.

Instantly receive multiple funding options for your business. Funding in 4 easy steps:

Prequalify without Impacting Your Credit

Fill out our application and, in just a few minutes, we can provide an online pre-qualification.

Provide Business and Financial Information

Tell us more about your business. Submit financial statements and tell us how loan proceeds will be distributed. Our team will guide you every step of the way.

Verification and Packaging

We will review your financials, confirm chances of funding, package the application and distribute it to multiple lenders. Our team will use competing offers to maximize loan amount and deliver the lowest rates.

Funding

After final approval, funds will be delivered to your account in as little as 7 days.

  1. Prequalify without Impacting Your Credit. Fill out our application and, in just a few minutes, we can provide an online pre-qualification.
  2. Provide Business and Financial Information. Submit financial statements and tell us how loan proceeds will be distributed. Our team will guide you every step of the way.
  3. Verification and Packaging. We will review your financials, confirm chances of funding, package the application and distribute it to multiple lenders. Our team will use competing offers to maximize loan amount and deliver the lowest rates.
  4. Funding. After final approval, funds will be delivered to your account in as little as 7 days.

$100 Million In Funding In 2024.

We Work With Businesses Of All Sizes In Hundreds Of Industries.

Flexible Loan For Every Use Imaginable.

We guarantee the best rates, low monthly payments, no prepayment penalties, and no upfront fees.

Move or Expand Your Space

Give your business room to grow with a bigger office, new retail location, or buy commercial property with a Commercial Real Estate Loan.

Buy Inventory or Equipment

Invest in new equipment and fulfill every order through bulk inventory purchases.

Optimal Titan Group Loans: Flexible Loan For Every Use Imaginable.

Hire More Employees

Take your business to the next level by expanding your team and adding new skill sets.

Refinance Debt

Convert high-interest debt into one monthly payment at a fixed rate you can afford, with no early repayment penalties.

Express Loan

 

$50,000 to $150,00

Our Express product is the perfect loan for businesses looking to grow, purchase equipment, and refinance existing debt. This loan product is perfect for smaller businesses that are considering or already have alternative business loans. We will beat any online lender’s terms, guaranteed.

Our Express loans can be used for:

Short term working capital

Operational expenses and/or inventory

Debt refinancing of high interest business loans

Purchase equipment, machinery, furniture, fixtures, or materials

Apply Now!

Working Capital

 

$150,000 to $5 million

Our Working Capital Loan product is the perfect loan for slightly larger businesses ($350,000 or more in revenue) looking to grow, purchase equipment, and refinance existing debt. Most loans are funded in as little as 3 weeks. We will beat any online lender’s terms, guaranteed.

Working capital loans can be used for:

Short or long-term working capital, including seasonal financing

Operational expenses, accounts payable and/or inventory

Inventory and receivables, under special conditions

Purchase equipment, machinery, furniture, fixtures, or materials

Acquisition, operation or expansion of an existing business

Apply Now!

Commercial Real Estate

 

$150,000 to $5 million

The fastest and easiest way to buy a commercial property and office space. With 25-year terms and interest rates ranging from 4% to 6.50%, our commercial loan is perfect for buying office, retail or warehouse space. Business owner must occupy at least 51% of the property.

Our real estate loans can be used to:

Purchase real estate, including land and buildings

Construct a new building or renovate an existing building

Refinance commercial real estate debt

Finance leasehold and building improvements

Apply Now!

We Make Small Business Loans Easier, Faster And More Affordable.

Fill out our simple, hassle-free application. Here are our minimum requirements:

1 Year of Business History

Minimum $100K in Revenue

Minimum $10K in Revenue

1:1 Business Cash Flow to Debt Ratio

Loans $50-$150K: No Minimum FICO

Loans $150K+: Personal FICO of 675+

No Startups

No Open Tax Liens

Personal Guarantee Required

51% owner occupied for real estate loans

Get Pre Approved Instantly — It Won’t Affect Your Credit Score!

At least one year of operating history and a minimum of $100K revenue is required.
Have questions? We are only a call, email or chat away.